Banking Services

Flora Bank & Trust offers the services of national banks, but with the convenience of local banking.

Home Mortgage Rates

Now is the time to refinance your home.

Learn about our great mortgage & home equity loans

Apply Online

Answer simple questions on our online home loan application & have it securely submited to us.

Apply Today!


Learn more about each type of loan and use our loan calculators to figure how much you can afford.

Apply for a home mortgage loan online

Loan Calculators

Use our loan calculators to determine what your monthly payments will be and what size loan you should apply for.

Banking Made Easy

Flora Bank & Trust makes accessing your funds easier than ever.

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