Deposit Rates

Updated: Mon, June 26, 2017

For current interest rates on interest-bearing accounts1 please contact Flora Bank & Trust.

Checking & Savings Accounts

Deposit Accounts

Learn more about our deposit accounts. Call one of our new account representatives about setting up a new checking, savings or investment account.

1 All annual percentage yields on certificates of deposit are assuming that interest remains on deposit and is added to the certificate quarterly. Fees could reduce the earnings on interest bearing accounts. First Reward Checking, NOW, SuperNOW & Money Market annual percentage yields reflect monthly compounding. Christmas Club Account interest paid at maturity. Savings account interest paid on a quarterly basis. First Reward Checking 2.01% Annual Percentage Yield (APY) paid on balances between one penny and $20,000 per each qualification cycle the minimum requirements are met. .30% APY paid on balances over $20,000 each qualification cycle the minimum requirements are met. If the requirements are not met during the qualification cycle, you will earn a base rate of .10% APY. No minimum balance required or monthly service charge. If your account earns the base rate, you will not receive ATM refunds for that qualification cycle. Individual accounts only.

2 First Reward Checking 2.01% Annual Percentage Yield (APY) paid on balances under $20,000 each qualification cycle the minimum requirements are met. .30% APY paid on balances over $20,000 each qualification cycle the minimum requirements are met. If requirements are not met during the qualification cycle, you will earn a base rate of .10% APY.

a A penalty will be imposed for early withdrawl.

b The interest rate and annual percentage yield may change after opening.

c Daily Balance. The amount of the principle in the account each day.

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